Insurance

We are considered in-network providers with the following insurance companies:

  • Aetna
  • All Savers/UHC
  • Allied National/Global Care
  • Anthem Blue Cross and Blue Shield
  • Assurant Health
  • ChampVA
  • CCO/Rockport
  • Cigna
  • CMR
  • Coresource
  • Coventry Health Care
  • Cox Health Plan
  • CompPsych
  • Cypress Benefit Administrators
  • Essence
  • First Health Network
  • FMH Benefit Services
  • Golden Rule Insurance
  • Great West Healthcare
  • Health Exchange
  • Healthlink PPO and HMO
  • Healthscope Benefits
  • Home State Health Plan – Obstetrics Only
  • Humana
  • Insurance Systems
  • Med Pay
  • Medcost Solutions
  • Medi-Share
  • Medicaid – Obstetrics Only
  • Missouri Care – Obstetrics Only
  • Mutual of Omaha
  • Native Care Health
  • Preferred Health Professional
  • Tricare West Region
  • Tufts Health Plans
  • UMR
  • United Healthcare – Including all University of Missouri Plans
  • United Healthcare Medicaid – Obstetrics Only
  • United Optum Health Behavioral Sol.
  • Value Options
  • Veterans Affairs
  • Wausau Benefits Inc.
  • Wellcare

If your insurance is not listed above, we may be considered an out-of-network provider.  We will be more than happy to see you in our practice, but you will be responsible for the charges on the date of service.  We will submit a claim to your insurance company for you.

Explanation of Billing

Payment.  Payment is due at the time services are rendered. We accept cash, credit card, and checks. Our office will bill your insurance company for your visit. Per our contracts with insurance companies, we must collect all co-pays prior to your receiving our services. If we are a contracted provider with your insurance company and are able to verify and confirm your insurance coverage, you will only be responsible for your co-pay or co-insurance and deductible at the time of your visit.

Please note:  Verification of coverage is not a guarantee of coverage. You will be considered responsible for all visits, labs, and procedures not covered by your insurance. You are responsible for knowing your policy’s terms.

Deductibles.  If your deductible has not been met, you will need to pay all charges until the deductible is met. If there is an overlap in payments, we will issue you a refund, or it will be applied to future visits.

Percentages Due (Co-insurance).  If your insurance policy only pays a percentage of your visit or procedure, an estimate of your amount owed will need to be paid the day of your visit. The percentage is based on the allowed amount set by your insurance company. If there is an overpayment, we will refund the difference to you or it will be applied to future visits.

Billing Invoices.  If you receive a bill from Women’s Wellness Center because your insurance has not issued payment to our practice, we ask that you contact your insurance company to help get the claim paid. Otherwise, the balance will become your responsibility. A finance charge will apply to bills not paid after the initial statement.

No Insurance Coverage.  For office visits with a physician or nurse practitioner we offer a 30% prompt pay discount for those with no insurance coverage or with whose insurance we are not participating. To receive this discount, payment is due at the time of service. This discount is not available for massage or acupuncture services.

Questions?  If you have questions about your bill, please ask to speak with a billing specialist so we may provide a resolution to your concerns.